Here are some of the most frequently asked questions about TPD claims in Australia. The TPD Lawyers enjoy helping people understand how the benefits they earned while working can help them after illness/injury forces them to stop working. We help Australians claim their insurance from their super policies every week and would be happy to have a chat about your specific TPD insurance claim questions.
What does TPD stand for?
TPD stands for total and permanent disablement. This insurance benefit is usually available from your superannuation insurance and can be claimed if you are unable to work after an illness or injury.
What is covered by a TPD claim?
A TPD claim covers any illness or injury that pushes you out of work. This includes but is not limited to Mental Illness, PTSD, Heart conditions, Back conditions, Parkinson’s Disease, and Rheumatoid Arthritis.
Contact our team to determine if you are eligible for a TPD claim.
Is there anything I can do if my claim was rejected?
We have many specialists that have the skills to work to appeal your rejected claim. We take care of the paperwork that often overwhelms clients and have our own team of medical specialists that will take a look at your claim.
How do I know whether my job had superfund insurance?
A majority of jobs in Australia have some type of superfund insurance set up and many cover TPD insurance.
Our team can help you determine if you earned TPD insurance at your former workplace.
Can I still claim my superannuation benefits if I was a part-time worker?
Yes, you likely still contributed to a TPD insurance under superannuation benefits even as a part-time worker.
To determine the benefits from a part-time employer contact our team.
How much will I receive from my TPD claim?
The amount received from a TPD claim is determined based on the insurance specific to your superannuation fund. It is often influenced by what age you stopped working and how long you have been with a company. The type of injury also has no impact on the amount of money you will receive when your claim is accepted.